How Much Does an Accident Really Cost? Expert Advice from Dr. Dariusz Nasiek, MD

An auto accident can change your life in an instant—not just physically, but also financially and legally. Dr. Dariusz Nasiek, MD, a specialist in anesthesiology, pain management, and interventional procedures, has spent over 35 years helping New Jersey and New York patients recover after accidents, avoid unnecessary surgeries, and secure fair compensation. In an interview with Polish Daily News USA, he shares crucial advice on protecting your health and legal rights after an accident.

The Most Common Mistakes That Lower Compensation

According to Dr. Nasiek, many injury victims unknowingly make minor yet critical errors that reduce the value of their claims:

  • Interrupting treatment – Even short breaks in therapy suggest the injury isn’t serious.
  • Hiding prior injuries – Insurance companies will find and question incomplete medical histories.
  • Ignoring IME appointments – Skipping an Independent Medical Examination (IME) can delay or completely block your benefits.
  • Accepting the first settlement offer – Early offers are often low and don’t account for long-term costs like rehabilitation or procedures.

Protect Your Rights Immediately After an Accident

Dr. Nasiek emphasizes several key steps you should take right after an incident:

  1. Visit a doctor within 24–48 hours, even if your symptoms seem mild.
  2. Gather documentation – Photos of your vehicle, police reports, and diagnostic tests.
  3. Consult a lawyer – Legal guidance helps preserve critical evidence and timelines.
  4. Stick to your treatment plan – No skipped visits or therapy gaps.

Transparency and Teamwork Build a Stronger Case

Being honest and involved in your treatment is essential. Exaggerated or conflicting pain reports can damage your case. “Always tell the truth-no more, no less,” Dr. Nasiek advises.

Keeping a symptom journal and following up regularly with your medical team strengthens your claim and demonstrates that your condition is real and ongoing.

A Word of Caution on Pre-Settlement Loans

Dr. Nasiek warns against using “cash advance” companies that offer upfront money against future settlements. These loans often have very high interest rates, which can consume much of your final compensation. Always consult an attorney before signing any financial agreements, and explore more affordable funding options first.

Three Rules for Getting a Fair Settlement

  1. Engagement – Attend every medical appointment and follow your doctor’s advice.
  2. Transparency – Be honest about your complete medical history and symptoms.
  3. Team collaboration – Stay in communication with both your doctor and your attorney.

Final Thoughts: Early Action Leads to Better Outcomes

“Don’t wait for the pain to go away on its own,” says Dr. Nasiek. Early diagnosis helps you heal faster and strengthens your legal case. At Allied Neurology & Interventional Pain Practice, located across NJ and NY, patients receive advanced diagnostics and minimally invasive pain treatments designed to restore health and peace of mind.

Source: Polish Daily News USA – www.poland.us
Interview with Dr. Dariusz Nasiek, MD
Reposted with permission from the original publisher.

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"Living pain-free isn’t a luxury—it’s your right to a better tomorrow."

Dr. Dariusz Nasiek, MDPain Management & Neurology Specialist